Shopping Cart > Payment Processing

Integrated Payment Gateway Options

These payment gateways are all integrated into the shopping cart to make setting up your online store easier. Please click on the Payment Gateway option that applies to you for step-by-step instructions for setting it up.

NOTE: By default your website may be set up with Authorize.net as the only option. To change the payment processing options available through your website, please contact Support by clicking 'Help' on your toolbar.

What is a Payment Gateway?

 

Authorize.net - USD$ (All Countries)

To set up Authorize.net as your payment gateway, you need a US merchant account, a US bank account, and an Authorize.net account. Contact Authorize.net here to learn more about their fees.

If You are a US Resident and Do Not Currently Have a Merchant Account:

To save our customers money and time, we've negotiated a discounted merchant account rates with Millenium Bankcard when using Authorize.net payment gateway. To obtain your Millenium Bankcard merchant account:

  1. Click the 'Edit Store' tab.
  2. Click 'Payment Processing' on the left.
  3. Scroll down to under the 'Online Payments' heading, until you see 'Authorize.Net Merchant Account Processing' and click the 'Millenium Bankcard' link to the right.

You'll be taken to the Millenium Bankcard website, where you can apply for your merchant account.

NOTE: To obtain a merchant account through Millenium Bank you MUST use Authorize.net.

 

If You Already Have a US Merchant Account:

  1. Go to Authorize.net directly and sign up using your US merchant account.
  2. Make sure when you sign up that you choose AIM as your integration method.

 

Once You Have Your US Merchant Account and Authorize.net Account

Set up your payment processing by following the instructions below.

  1. Click the 'Edit Store' tab.
  2. Click 'Payment Processing' on the left.
  3. If you would like to be notified via email every time an order is received, enter your email address under 'Email Notification'.

IMPORTANT: This is the same email address used to send out order confirmation emails to your customers after they pay for their goods and services.

The confirmation emails sent to your customers look like this:

This email is to confirm your order:

Order #55845From Website: www.retroretail.comBilled to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 Shipped to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 The Toaster
Code: RD987
Price: 69.99
Quantity: 1
Subtotal: 69.994 Knobber
Code: RD132
Price: 36.99
Quantity: 1
Subtotal: 36.99White Dial
Code: RD486
Price: 39.99
Quantity: 1
Subtotal: 39.99

Order Subtotal: 146.97
Taxes: 0.00
Shipping: 5.00
Total: 151.97

The order notification email sent to you, the site owner, looks like this:

You received an order on this website:

www.retroretail.CitySlide.comTo view your order, click the link below:

https://secure.systemsecure.com/store/orders/421.htm

Note that if you have your own domain name, in your email notification you actually see the web address where you do all your editing.

  1. Enter your payment restrictions.

  1. Decide whether to make the CCV code (the 3 or 4 digit code on the back of credit cards) required and then check or leave unchecked the box by 'Check to enable collection of three-digit CCV code on back of credit card'. This does not apply to PayPal Website Payments Standard.

  1. Mark off 'Authorize.net'. With your Authorize.net account you were given an API Login Name and Transaction Key. The Username is your API Login Name and the password is the Transaction Key. Enter these and click on 'Save'. What are my API Login Name and Transaction Key?

If you also wish to accept PayPal, check off the box by 'Include PayPal Processing on Checkout' and make sure to enter your PayPal account email address in the box under 'PayPal email account'.

  1. You can provide your customers with Offline Payment Options, including orders/payments by mail, email, telephone, or fax. Offline payment options do not work like online payment options and are NOT tracked within the shopping cart. Orders through offline payment methods will be submitted directly to you. You will then have to track and process the orders manually yourself, as order information will not be stored on your website. Also, these orders will not be reflected in the inventory management on your website.

    If you decide to provide offline payment options, fill out the boxes provided. If you choose to accept checks or money orders, fill out the box provided with the name and address you would like the check/money order made out to.

    NOTE: Online payment options offer greater security to your customers than offline options. Your customers may be hesitant to provide credit card information, etc. through offline payment methods.

If you choose to provide offline payment options, they will show at the top of the payment page. Below is an example of where the options appear.

  1. Click on the 'Save' button at the bottom to save your changes.

 

Authorize.net Settings

The last step is to set up your Authorize.net settings. If these settings are not configured properly, your shopping cart order processing will not work. Please adjust only the settings we've listed. Any settings that are not listed should be left as the default settings.

To configure your Authorize.net account:

  1. Log into www.authorize.net and then click on 'Settings' from the column on the left.

  1. Click on 'Virtual Terminal'. There are 2 Virtual Terminal links; make sure you click on the one above 'Payment Form'.

On this page, you will notice a column that says 'Required'. Ensure that all boxes are unchecked and click the 'Submit' button. The CitySlide shopping cart requires that your customers submit all billing and shipping information, so you won't need to adjust these settings within your Authorize.net account.

  1. Click on 'Settings' then 'Payment Form'. From there, click on 'Form Fields'.

Uncheck everything in the column titled 'Required'.

  1. Click on 'Settings' then 'Direct Response'.
    Beside 'Delimited Response', check off 'No'.
    For 'Default Field Separator', make sure it is set as ',(comma)'.
    Beside 'Field Encapsulation Character', make sure it is left blank.
    Click the 'Submit' button.

  1. Click on 'Settings' then 'Card Code Verification'.
    If you chose to have the CCV off on your shopping cart, make sure all 4 options are unchecked
    If you are set up to accept CCV on your shopping cart, you can choose which options you would like checked off.
    Click the 'Submit' button.

  1. Click on 'Settings' then 'Address Verification System (AVS)'. In this section, you can checkmark any of the following options: B, E, R, G, U, S, N.
    Do not checkmark any items that are NOT mentioned.

IMPORTANT: If you sell to customers outside of the US, its recommended that you only check off N. The other AVS options often prevent non-US customers from processing their credit card.

  1. Click on 'Settings' then 'Test Mode'. Make sure test mode is turned off when you are ready to start selling your products. If the button says 'Turn Test OFF', you need to click on it. If it says 'Turn Test ON', just click on the link 'Settings Main Menu' as you do not need to do anything for this section.

IMPORTANT: When Test Mode is turned on within your Authorize.net account settings, all transactions are approved by the system regardless of whether a fake number is used. It is important that this mode is disabled to prevent fraudulent transactions.

  1. Within your Authorize.net account, click on 'Settings' then 'Email Receipts'. Make sure 'Email transaction receipt to customer' is left unchecked. Your CitySlide shopping cart will automatically issue an order summary/confirmation email to your customers once they've placed an order. It's best to disable this feature within Authorize.net to prevent your clients from receiving duplicate emails.

 

Website Payments Pro by PayPal - USD$ (US Residents Only)

Your shopping cart is integrated with the payment gateway Website Payments Pro by PayPal. The advantage of this option over Authorize.net is the approval process is approximately 2 days compared to approximately 2 weeks for Authorize.net. You must have a PayPal Business Account, please visit (PayPal Fee Information).

If You Do Not Have a PayPal Business Account

To apply for an account, click here. Then, when logged in to your website:

  1. Click the 'Edit Store' tab.
  2. Click 'Payment Processing' on the left.
  3. Click the 'Solution Overview' link beside 'Paypal Website Payments Pro' and follow the directions that apply to you.

Make sure to complete the Website Payment Pro configuration within your PayPal account or this payment gateway will not work properly.

 

To Set Up Website Payments Pro by PayPal

  1. Click the 'Edit Store' tab.
  2. Click 'Payment Processing' on the left.
  3. If you would like to be notified via email every time an order is received, enter your email address under 'Email Notification'.

IMPORTANT: This is the same email address used to send out order confirmation emails to your customers after they pay for their goods and services.

The confirmation emails sent to your customers look like this:

This email is to confirm your order:

Order #55845From Website: www.retroretail.comBilled to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 Shipped to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 The Toaster
Code: RD987
Price: 69.99
Quantity: 1
Subtotal: 69.994 Knobber
Code: RD132
Price: 36.99
Quantity: 1
Subtotal: 36.99White Dial
Code: RD486
Price: 39.99
Quantity: 1
Subtotal: 39.99

Order Subtotal: 146.97
Taxes: 0.00
Shipping: 5.00
Total: 151.97

The order notification email sent to you, the site owner, looks like this:

You received an order on this website:

www.retroretail.CitySlide.comTo view your order, click the link below:

https://secure.systemsecure.com/store/orders/421.htm

NOTE: If you have your own domain name, in your email notification you actually see the web address where you do all your editing.

  1. Enter your payment restrictions.

  1. Decide whether to make the CCV code (the 3 or 4 digit code on the back of credit cards) required and then check or leave unchecked the box by 'Check to enable collection of three-digit CCV code on back of credit card'. This does not apply to PayPal Website Payments Standard.

  1. Next, mark off 'Website Payments Pro'. You should already have your PayPal Business Account and have configured it for Website Payments Pro. If not, please click 'Solution Overview' and follow the directions provided.
  2. Enter the email address associated with your PayPal account in the empty box under 'PayPal email account'.

  1. You can provide your customers with Offline Payment Options, including orders/payments by mail, email, telephone, or fax. Offline payment options do not work like online payment options and are NOT tracked within the shopping cart. Orders through offline payment methods will be submitted directly to you. You will then have to track and process the orders manually yourself, as order information will not be stored on your website. Also, these orders will not be reflected in the inventory management on your website.

    If you decide to provide offline payment options, fill out the boxes provided. If you choose to accept checks or money orders, fill out the box provided with the name and address you would like the check/money order made out to.

    NOTE: Online payment options offer greater security to your customers than offline options. Your customers may be hesitant to provide credit card information, etc. through offline payment methods.

If you choose to provide offline payment options, they will show at the top of the payment page. Below is an example of where the options appear.

  1. Lastly, click on the 'Save' button at the bottom to save your changes.

 

PSIGate - CAD$/USD$ (Canadian Residents Only)

Canadian residents can do real time online credit card processing in Canadian dollars or US dollars using PSIGate, which is also integrated with your shopping cart. Please note that you must choose one currency (USD$ or CAD$), as you you cannot charge in both US and Canadian dollars within the same site.

To set up payment processing with PSIGate.com, you'll need to create an account with PSIGate.com. If you already have a merchant account, you're able to register for a PSIGate payment gateway account only instead of both a merchant account and payment gateway account.

To Set Up PSIGate Accounts If You Are:

Charging in CAD$ and...
Need both a Canadian Merchant Account and Payment Gateway
  1. Click the 'Edit Store' tab, then 'Shopping Cart', then 'Payment Processing'.
  2. Click Canadian Merchant Accounts & Gateway Application and you'll be taken to the PSIGate website.
  3. Click 'Merchant Account and Gateway Application' on the PSIGate website.
  4. Fill out the forms and make sure to check off options for 'Canadian IDs Required'.
Have a Canadian Merchant Account and only need a Payment Gateway
  1. Click the 'Edit Store' tab, then 'Shopping Cart', then 'Payment Processing'.
  2. Click Merchant Account Services and you'll be taken to the PSIGate website.
  3. Click 'online application'.
  4. Click 'Gateway Application'
  5. Select from the '$ Canadian' options and continue filling out the form.
Charging in USD$ and...
Need a US Merchant Account and Payment Gateway
  1. Click the 'Edit Store' tab, then 'Shopping Cart', then 'Payment Processing'.
  2. Click Canadian Merchant Accounts & Gateway Application and you'll be taken to the PSIGate website.
  3. In the index on the left side of the page, under the 'US Merchant Application', click 'Merchant Account & Gateway'.
  4. Fill out and submit the application form.
Have a US Merchant Account and need only a Payment Gateway
  1. Click the 'Edit Store' tab, then 'Shopping Cart', then 'Payment Processing'.
  2. Click Merchant Account Services and you'll be taken to the PSIGate website.
  3. In the top index scroll over 'Apply Now' > 'US Merchant Application' > and click 'Gateway Only'.
  4. Fill out and submit the application form.

It may take some time for your application to be processed. Once approved by PSIGate, you'll receive the Store ID and Passphrase that you'll need to set up your shopping cart.

NOTE: PSIGate has their own fee structure, please click PSIGate Fees for details.

 

To Set Up PSIGate With Your Shopping Cart

  1. Click the 'Edit Store' tab.
  2. Click 'Payment Processing' on the left.
  3. If you would like to be notified via email every time an order is received, enter your email address under 'Email Notification'.

IMPORTANT: This is the same email address used to send out order confirmation emails to your customers after they pay for their goods and services.

The confirmation emails sent to your customers look like this:

This email is to confirm your order:

Order #55845From Website: www.retroretail.comBilled to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 Shipped to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 The Toaster
Code: RD987
Price: 69.99
Quantity: 1
Subtotal: 69.994 Knobber
Code: RD132
Price: 36.99
Quantity: 1
Subtotal: 36.99White Dial
Code: RD486
Price: 39.99
Quantity: 1
Subtotal: 39.99

Order Subtotal: 146.97
Taxes: 0.00
Shipping: 5.00
Total: 151.97

The order notification email to you, the site owner, looks like this:

You received an order on this website:

www.retroretail.CitySlide.comTo view your order, click the link below:

https://secure.systemsecure.com/store/orders/421.htm

NOTE: If you have your own domain name, in your email notification you actually see the web address where you do all your editing.

  1. Enter your payment restrictions.

  1. Decide whether to make the CCV code (the 3 or 4 digit code on the back of credit cards) required and then check or leave unchecked the box by 'Check to enable collection of three-digit CCV code on back of credit card'. This does not apply to PayPal Website Payments Standard.

  1. Mark off 'PSIGate Merchant Account Processing'. You'll notice step-by-step instructions for application for a Merchant Account, Payment Gateway, or both. These are the same directions for setting up your PSIGate Accounts as the ones above. Once you have set up your PSIGate accounts, PSIGate will provide you with a Store ID and Passphrase. Be sure to enter the Store ID within the Username field and the Passphrase within the Password field.

If you also wish to accept PayPal, check off the box by 'Include PayPal Processing on Checkout' and make sure to enter your PayPal account email address in the box under 'PayPal email account'.

  1. You can provide your customers with Offline Payment Options, including orders/payments by mail, email, telephone, or fax. Offline payment options do not work like online payment options and are NOT tracked within the shopping cart. Orders through offline payment methods will be submitted directly to you. You will then have to track and process the orders manually yourself, as order information will not be stored on your website. Also, these orders will not be reflected in the inventory management on your website.

    If you decide to provide offline payment options, fill out the boxes provided. If you choose to accept checks or money orders, fill out the box provided with the name and address you would like the check/money order made out to.

    NOTE: Online payment options offer greater security to your customers than offline options. Your customers may be hesitant to provide credit card information, etc. through offline payment methods.

If you choose to provide offline payment options, they will show at the top of the payment page. Below is an example of where the options appear.

  1. Lastly, click on the 'Save' button at the bottom to save your changes.

 

SecurePay - AUD$ (Australian Residents Only)

Because SecurePay payment processing is integrated with your shopping cart, Australian residents are able to accept credit card payments in Australian dollars easily. Your site will collect and store what products were bought, the billing info, shipping info and credit card info.

NOTE: To see your payments received or to offer refunds, you'll need to log in to your SecurePay account. Also, SecurePay has their own fees, please visit www.securepay.com.au. to learn more.

 

To Set Up a SecurePay Account

  1. Click the 'Edit Store' tab.
  2. Click 'Payment Processing' on the left.

Beneath the 'SecurePay.com.au Merchant Account Processing' option you'll find step-by-step instructions for the application process. Once your application is approved, you'll receive an email from SecurePay containing your SecurePay.com.au ID (3 letters followed by 4 numbers) and a Transaction password.

 

To Set Up SecurePay with the Shopping Cart

To begin, follow steps above for setting up a SecurePay Account ('Edit Store' --> 'Payment Processing')

  1. If you would like to be notified via email every time an order is received, enter your email address under Email Notification.

IMPORTANT: This is the same email address used to send out order confirmation emails to your customers after they pay for their goods and services.

The confirmation emails sent to your customers look like this:

This email is to confirm your order:

Order #55845From Website: www.retroretail.comBilled to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 Shipped to:
John Doe
john@johndoeenterprises.com
12-1234 3rd Ave.
Seattle
WA
98109
us
(123) 456-7890 The Toaster
Code: RD987
Price: 69.99
Quantity: 1
Subtotal: 69.994 Knobber
Code: RD132
Price: 36.99
Quantity: 1
Subtotal: 36.99White Dial
Code: RD486
Price: 39.99
Quantity: 1
Subtotal: 39.99

Order Subtotal: 146.97
Taxes: 0.00
Shipping: 5.00
Total: 151.97

The order notification email sent to you the site owner looks like this:

You received an order on this website:

www.retroretail.CitySlide.comTo view your order, click the link below:

https://secure.systemsecure.com/store/orders/421.htm

Note that if you have your own domain name, in your email notification you actually see the web address where you do all your editing.

  1. Enter your payment restrictions.

  1. Decide whether to make the CCV code (the 3 or 4 digit code on the back of credit cards) required and then check or leave unchecked the box by 'Check to enable collection of three-digit CCV code on back of credit card'. This does not apply to PayPal Website Payments Standard.

  1. Mark off 'SecurePay.com.au Merchant Account Processing' and enter in your SecurePay Merchant ID (3 letters followed by 4 numbers) and Transaction Key in the boxes provided and then click on 'Save'.

  1. You can provide your customers with Offline Payment Options, including orders/payments by mail, email, telephone, or fax. Offline payment options do not work like online payment options and are NOT tracked within the shopping cart. Orders through offline payment methods will be submitted directly to you. You will then have to track and process the orders manually yourself, as order information will not be stored on your website. Also, these orders will not be reflected in the inventory management on your website.

    If you decide to provide offline payment options, fill out the boxes provided. If you choose to accept checks or money orders, fill out the box provided with the name and address you would like the check/money order made out to.

    NOTE: Online payment options offer greater security to your customers than offline options. Your customers may be hesitant to provide credit card information, etc. through offline payment methods.

If you choose to provide offline payment options, they will show at the top of the payment page. Below is an example of where the options appear.

  1. Lastly, click on the 'Save' button at the bottom to save your changes.
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